Fucking websites with no credit card and no upgrades

Posted by / 28-Oct-2017 23:13

My main point being, that for some people, thinking about buying absolutely makes sense, if you think it through enough.

I am 29 and single with no kids and have been a renter since I started working appx. The one point that I would add is that outside of the economic considerations of buying vs.

Young couples buy what we can afford, not what we will need: our home is too small now that we have added a second child. I'm doing it Dave Ramsey-style: throw pretty much every dollar I can at the mortgage to get the hell out of debt as fast as possible. Make sure that owning a house really does mesh with your values and what is truly important to your family.

To my friends and colleagues I say, "Think about where you want to be in fifteen, twenty years. As a purely financial matter, buying a house is a largely ridiculous proposition.

But the fall of home ownership among the young isn't a freak outcome of the Great Recession.

It's a 30-year slump with its origins in the decline of marriage, the rise of female education, and the vicissitudes of the labor market.

I thought he was crazy and would never be able to pay it off. Deflation, on the other hand, is a different story.Our only debts are our mortgage, one car payment, and a loan from my father that carries no interest. -- as daily concerns, the last fucking thing a young couple should be thinking about is buying a goddamn house. I recently tallied up all invoices for repairs and updates since I bought the house in 1997. Now, with the economy as it is and will likely be for some time to come, my best self-defense is to carry no debt and save what I can.Between that latter loan and an inheritance I received, we put down fully one-third of the cost on our 1,100 square-foot, three-bedroom home in San Jose, California. We are tied to a place that is prohibitively expensive to live, requiring both of us to work instead of one parent staying home. Psychologically, young buyers like us fail to truly do the math on property taxes, homeowners insurance, flood insurance, earthquake insurance, plumbing, yardwork, general maintenance, drainage, so on and so forth. I am 50 years old, divorced without children or other immediate family obligations, and within two years of paying off my mortgage. If inflation picks up a lot, then my savings are screwed. If you're thinking of buying a house, just remember that there is probably a sizable pile of bullshit in any justification or encouragement offered by the real estate industry and financial industry.At the same time, I can rent a home (especially if I want a yard for dogs or children) and not have to worry about moving. As far as earning value on a home, well we all know how that goes these days...I did the math and buying came out cheaper than renting so it wasn't that hard of a decision.

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The primary problem for today's young potential buyers is that job security no longer exists and mobility, as regards selling a house and moving to a new job market, has been greatly reduced.

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